Below are actual references from my current and past clients. Wayne is very knowledgable and helpful, works on short deadlines, and is a solid partner to work with. Samir K “I highly recommend Wayne as a loan officer. He is very knowledgeable and is willing to answer all my questions and help me understand all my options. Moreover, the rate he provided to me was very competitive. I was under a tight time constraint, but Wayne was able to move my loan process along quickly and smoothly without any problems. You can tell that Wayne has experience in the current loan market as he anticipates questions that the lenders will ask; he asks you for additional information not on most loan applicant checklists and prepares a portfolio that is provided to the lender upon request (which is perhaps one of the main reasons why the loan application process went so smoothly). He is very responsive, extremely organized, and provides continuous status updates. He is also a realtor, which provided an added bonus as he was able to fill me in as the closing process was underway. He even reviewed some of my title documents just to make sure they seemed reasonable. As a first time home buyer, I felt completely at ease and knew I was in good hands. I definitely would work with Wayne again in the future and would recommend him to family and friends.” Felicia S. Thank you for your help in our refinance. We appreciate your effort in getting us through the process at this tricky time.--Denise “THANK YOU” for your assistance during the long process of obtaining our investment property. Your help, professionalism and responsiveness have been exceptional. It was great working with you and I hope we can do so again in the future.-Gabriele Dawson Wayne helped us find the perfect house in Pleasanton. At first, we were looking for newer homes and had problems finding something that we really liked. But, Wayne expanded the search and found a nicely re-modeled home that we love. His knowledge and experience were key in finding and acquiring our home in a multiple bid situation. Thanks, Wayne. Gary S. We were happy to have Wayne as our agent on a home purchase. Wayne scheduled all meetings and interactions at our convenience after work and on weekends. He provided us with outstanding advice. We looked at a lot of houses for many months and he was very patient. Wayne was a pleasure to work with! Easy to talk to, a good listener, eas...y to contact, and always prompt at returning our calls or answering our questions. Noi S.